Unlock Your Dream Home with Our Expert Loan Officers
Discover the essential steps to secure your home loan with our dedicated loan officers. Explore our resources, watch informative videos, and schedule a consultation to get started on your journey to homeownership.
Step #1: Fill out an application
Mike, Lisa and Brent are the Mortgage Dream Team. We work as a unit. Choose any one of the loan officers below to get started with our team.
Mike Naylor
Branch Manager
Lisa Pinnick
Program Specialist
Brent Houston
Loan Officer
Step #2: Gather Your Documents
After we have your application, we will need to document your data with documents. Each document will be specific to each situation but nearly every file will need the following for EACH borrower:
- Photo ID
- 2 years of tax returns
- w2 and/or 10-99 that match up with tax returns
- most recent bank statement
- most recent 30 days of paystubs
Step #3: Get Prequalified
After we receive your application and your documents, our team gets busy qualifying you for the price point that you want, or the payment you choose. We will verify income, assets, and other details and then we will call you to discuss, or you can set up an appointment.
After You’ve Been Prequalified, What’s Next?
It’s time to start searching for homes? Do you have a realtor? We can help with that too and we work with all the licensed real estate agents, so choose the one you trust.
While you’re looking, here are some resources to learn more about the mortgage and homeownership process.
